New mothers and work: how to resign and benefit from Naspi

Returning to work after becoming mothers can be very complicated, and unfortunately there are many new mothers who decide to resign to devote themselves to their child. In their support, however, is the unemployment benefit: this is how it works, who is entitled to it and how it is paid.

For many mothers and new mothers who are subordinate workers, the choice between returning to work after birth and dedicating themselves to their child, in the first person, without taking advantage of nannies, grandparents and nurseries can be very frustrating and painful, especially today: with the pandemic, the problem has taken on an economic-financial aspect perhaps even more important than in previous years.

Although sad in the end, demoralized, many mothers prefer to resign and take advantage of the unemployment benefit, NasPi, the social insurance for employment, which is due to them by law.

“In this way, an almost-mum or an already mum can resign overnight, and stay at home with their baby” says Carolina Casolo, founder of Sportellomamme.com. “In 2022, the application procedures relating to voluntary resignation within the year of the child’s life have quadrupled compared to the beginning of 2021, as confirmed by the emails that the consultants of the service team receive every day with the subject of the request for advice about the opportunity, the requirements, the bureaucratic process, the legal opinions in the management of the application itself “.

So let’s see together everything there is to know and answer with the help of the consultants the most common questions on the subject of voluntary resignation of mothers.

Voluntary resignation for new mothers: what you need to know

When can voluntary resignations be presented?

The starting date of discharge must be prior to the child’s birthday.

Procedure for resigning: what are the steps?

To resign, you must:

  • Send a letter of resignation (also via e-mail) to the employer (you are not required to comply with the terms of the notice provided for by the relevant National Collective Labor Agreement and the days of notice eligible for compensation must be paid by the employer).
  • request the ratification of the resignation from the labor inspectorate of competence for your territory (Territorial Labor Inspectorate).
  • Once the resignation has been validated by the ITL, it is possible to proceed with the instruction of the NASpI application (the practice can be instructed starting from the last working day indicated in the resignation).
  • NASpI for dependent mothers

    What is NASpI and how it works

    NASpI – New Social Insurance for Employment – is a monthly unemployment allowance, established by article 1, legislative decree 4 March 2015, n. 22, which replaces the previous ASpI and MiniASpI unemployment benefits in relation to the involuntary unemployment events that occurred starting from 1 May 2015.

    Thanks to the Fornero law, it is possible to benefit from this shock absorber for subordinate working mothers who are pregnant and up to the child’s birthday. In fact, in the INPS Circular n.94 / 2015 it is indicated that working mothers who resign voluntarily during the “protected period” of maternity which begins three hundred days before the presumed date of birth and ends at the completion of the first year of the child’s life.

    For what period is it recognized

    The compensation is recognized for a maximum duration equal to half of the weeks worked in the last 48 months. In fact, if you have always worked in the 48 months preceding the application, you are entitled to 24 months of compensation. In addition to the involuntary loss of work, it is necessary to have 13 weeks of contributions in the last 48 months and 30 days worked in the 12 months preceding the application. It is very important to fill in the application correctly to avoid being rejected.

    How the NASpI amount is calculated

    NASpI is equal to 75% of the average gross base pay of the last 48 months, for a period equal to 50% of the weeks worked in the last 48 months.

    NASpI for mothers with VAT number

    Can mothers with VAT number request NASpI?

    NASpI is not aimed at self-employed workers with a VAT number, but there are some exceptions. If the employed mother is also a holder of a VAT number and is able to resign from the employer within the year of the minor’s life, thus maturing the requisite to access the NASpI, the same can be compatible with the VAT number.

    In fact, the mother can choose to receive the NASpI monthly:

    • For annual incomes between 1 euro and 4,800 euro gross, INPS must be notified, which will thus reduce 80% of the revenues from the activity in question from Naspi.
    • For annual incomes exceeding 4800 euros gross, it will have to be communicated to INPS and the NASpI will lapse.
    • For annual income equal to 0, INPS must be notified and the full allowance will be received.

    or

    • Choosing to request the NASpI in a single solution in advance without having to consider income limitations for the VAT number, but knowing that it cannot be summarized for a period linked to the days of actual NASpI that would have been due. Maximum limit 24 months.

    There are quasi-mothers and / or new mothers who have taken advantage of this facility which at the same time has allowed the child to grow up by dedicating themselves to him / her full time, and at the same time to enjoy a decent monthly subsidy. Since these are delicate procedures, the advice is to always inquire very well and, if necessary, contact a professional in the sector, so as not to make false steps and always enjoy expert support.

    If you are also entitled to NASpI, you can request advice and support for submitting the application by registering for free on https://sportellomamme.com/: you will receive immediate response and free information via call with a specialized consultant.

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